body { font-family: Arial, sans-serif; margin:0; padding:0; line-height:1.6; background:#f9f9f9; }
nav { background:#002b5c; padding:10px; }
nav ul { list-style:none; display:flex; flex-wrap:wrap; justify-content:center; margin:0; padding:0; }
nav li { margin:0 15px; }
nav a { color:white; text-decoration:none; font-weight:bold; }
.hero { background:#004080; color:white; padding:60px 20px; text-align:center; }
.hero .cta { background:#ffcc00; padding:10px 20px; text-decoration:none; font-weight:bold; color:#002b5c; border-radius:5px; }
.cards { display:flex; flex-wrap:wrap; gap:20px; justify-content:center; margin-top:20px; }
.card { background:white; padding:20px; border-radius:8px; box-shadow:0 2px 6px rgba(0,0,0,0.1); width:280px; text-align:center; }
footer { background:#002b5c; color:white; text-align:center; padding:15px; margin-top:20px; }
form { display:flex; flex-direction:column; gap:10px; max-width:400px; margin:20px auto; }
input, select, textarea, button { padding:10px; font-size:1em; }
button { background:#004080; color:white; border:none; cursor:pointer; border-radius:5px; }
button:hover { background:#003366; }